Yes, We are better loan solution!


With GetBadCreditLoans.Com bad credit is not a problem to get the loan. We accept the applications from everyone with any credit!


We don’t perform any credit checks at GetBadCreditLoans.Com! All submitted applications will be accepted!


GetBadCreditLoans.Com will process your application instantly, sending it to best direct lenders, so you can get loan decision fast!

Bad Credit Payday Loans

Almost everyone at one time or another will need to take a break, step back and look at their financial situation. These kinds of problems happen to all of us. So what is there to do when you need money quickly? A payday loan has become one of the most effective ways to get cash without delay. Although the idea of guaranteed payday loans can be controversial, when used correctly and carefully, they can be the best financial solution.

A bad credit payday loan is a short-term loan with a two-week repayment period. With GetBadCreditLoans.Com you can get quick relief from your troubles.

The application process

To get a loan with a bad credit score at GetBadCreditLoans.Com is generally very easy! A short application form on our website asks where you work, your home address, phone number, and your monthly income. You will also need to provide information about your bank account so the lender can deposit your money. Our system and database are secured and protected because your privacy is essential for us and our reputation.

With GetBadCreditLoans.Com there is never a hard credit check, which means you do not have to have good credit to be approved. You also never have to provide any collateral for the bad credit loan. In all, the application process should take about 10 minutes, and you will have your loan the next business day. Payday loans with bad credit should be very simple and fast, we understand that people are under stressful circumstances, and we try to relieve the pressure as much as possible.

The approval system

After filling out an online loan application on our website, the lender will contact you by phone or email to send you the loan agreement. When the deal is digitally signed, you can withdraw money from your account. The bad credit payday loan lender will review your income on the decision of how much you will be eligible to borrow. You may be able to borrow up to $1,500, depending on your specific situation. We would gladly offer you to borrow more significant amounts of money after the first successful experience.

Fees and repayment terms

Lenders usually charge a flat fee instead of interest rates. You do not need to worry about the APR because the annual percentage rate can not be applied to payday loans. The usual time to repay a payday loan is from 14 to 30 days or until your next paycheck if you are paid differently. You always can renew the loan for another period of repayment. Just take into account that there are new fees for each renewal.

Loan Requirements

Bank account

The borrower must have a valid bank account, because the lenders will deposit fund electronically.

Permanent income

You should be permanently employed, receiving a pension or disability benefits. We can’t provide a loan for unemployed.

US Residence

Borrower should be US citizen or have US permanent residence. Click here for Canada, UK, Australia loans.

Right Age

The borrower should be over 18 years old. Lenders can’t provide funds for minors at the age of 16 or 17.


Everyone is indeed welcome, because I’ve easily got a loan despite my far from perfect credit. No traps, the process was smooth and fast. Real professionals behind great service, thanks a lot.

Aliyah Ricks

Booth cashier

This is the third time I take a loan at Affordable fees, fast service and easy repayment plan! Amazing company, really taking care of their customers. I can get used to it! Thanks!

Joan Whobrey

Contract specialist

The helped me out without many questions and did everything very professionally. Pleasure of borrowing money, even though it sounds unusual. Recommend to all my friends!

Marquis Wheel

Truck Driver

No questions about my credit and absolutely no papers. I like this approach, it’s a nice change from bank loan officers. I’ve got my money without delay and it was really important for me. Many thanks!

Darnell Stone

Fish cleaner